Stone coated steel roofing, built for Texas weather.
Stone Coated Roofs is Texas's specialist installer of stone coated steel roofing. Residential and commercial, every leading brand — Decra, Tilcor, TEK, Roser and more — and statewide service. One Class 4 roof, installed once, for the life of the building.
Stone coated steel roofing performance
Service life a stone coated steel roof can reach — about three asphalt roofs.
Highest UL 2218 impact rating — the one Texas insurers reward.
Standard wind rating; coastal systems go higher.
Roughly a quarter the weight of concrete tile — no structural upgrade.
What is stone coated steel roofing?
Stone coated steel roofing is a steel panel sealed in an aluminum-zinc alloy and finished with real stone granules. It looks like slate, shake, tile or shingle — and performs like steel.
- Steel coreStructural strength that flexes under hail instead of cracking.
- Aluminum-zinc coatingCorrosion protection on both faces of the steel.
- Stone granulesColor, texture and sound damping — bonded in acrylic.
- OverglazeLocks the stone in and keeps the finish from fading.
Reasons to replace your roof.
If any of these apply, your roof is overdue. Stone Coated Roofs inspects for free and documents everything for your insurance carrier. See all the warning signs →
Hail Damage
Texas leads the U.S. in hail claims. Granule loss and bruising shorten a shingle roof's life by years even when no leak shows. Class 4 stone coated steel won't dent.
Free inspectionWind Damage
Sustained Texas winds lift shingle tabs, expose nails and start the slow leak that ruins a deck. Stone coated panels interlock — rated to 120 mph.
Free inspectionHurricane Damage
Beryl, Harvey, Ike — Texas coast roofs take direct hits every few years. Hurricane-rated stone coated systems are uplift-tested for coastal exposure.
Free inspectionTornado Damage
North Texas sees more tornadoes than almost anywhere. Stone coated steel resists flying debris and interlocks to stay on the deck where shingles peel away.
Free inspectionEnd of Lifespan
Most asphalt roofs in Texas last 12–18 years under UV and heat. If yours is 15+ and curling, shedding granules or letting daylight into the attic, it's time.
Free inspectionInsurance Non-Renewal
Texas carriers are dropping homes with aging or storm-damaged roofs. A new stone coated steel roof often restores coverage and can lower premiums.
Free inspectionStorm resistant roofs for every Texas threat.
Hail in DFW, hurricanes on the Gulf, heat everywhere. Here's how stone coated steel roofing compares where it counts.
Best roof material for hail
Hail is the number-one reason Texans replace roofs. Stone coated steel carries the top UL 2218 Class 4 rating — a 2-inch steel ball dropped from 20 feet without cracking. The steel flexes; the granules hide minor marks. That's why Stone Coated Roofs recommends it as the best roof for Texas hail storms.
Hurricane resistant roofing
Interlocking panels mechanically lock to each other and the deck, so there's no seal strip for wind to peel. Standard systems are rated to 120 mph; foam-set and enhanced fastening schedules are used for hurricane-proof roofing on the Texas coast.
Built for Texas sun
Asphalt bakes, curls and sheds granules in Texas heat. Steel doesn't soften, and a batten install leaves a vented air space that reduces attic heat gain. Ceramic-coated stone holds its color for decades.
Class A fire rating
A non-combustible steel substrate earns Class A — the highest fire rating — which matters for insurers and HOAs, especially where cedar shake is common.
Stone coated steel roofing problems — and how we prevent them.
Every roof has weak points. Most stone coated complaints come from installers who don't specialize. Here's what goes wrong and how Stone Coated Roofs avoids it. Full problems guide →
Leaks at flashings
Almost every stone coated leak traces to a penetration — chimney, skylight, pipe boot — flashed like a shingle roof. We use the manufacturer's own trim and flashing details.
Granule loss
A little loose stone after install is normal. Ongoing shedding signals a cheap product or foot traffic damage. We install only tier-one lines and walk panels correctly.
Dents & scuffs
Hail rarely dents stone coated steel, but careless installers do. Specialist crews step on the panel's strong points, not the middle.
Noise myths
Installed over solid decking and underlayment, it's no louder than shingles in rain.
Higher upfront cost
It costs more on day one — and less over 40 years. Run the lifetime calculator to see your break-even.
Finding a real installer
Most roofers install stone coated a few times a year. Stone Coated Roofs installs nothing else.
Price your roof in 30 seconds.
Move the sliders for a planning range on a stone coated steel roof for your home — then try the lifetime cost, insurance and hail tools from Stone Coated Roofs.
Planning range based on $10–$18 per sq ft installed (one-layer tear-off included) for stone coated steel and $4.50–$7.50 for asphalt in Texas. Not a quote — decking repairs, permits and access change the price. Get an exact estimate →
How it stacks up against everything else.
Pick a material to compare against stone coated steel on lifespan, hail, wind, weight, fire and insurance.
| Factor | Stone coated steel | Asphalt shingle |
|---|---|---|
| Lifespan | 40–70 yrs | 12–18 yrs in Texas |
| Hail rating (UL 2218) | Class 4 | Class 3–4 (impact lines) |
| Wind rating | 120 mph+ | 60–130 mph |
| Weight (lb / sq ft) | ~2.4 | 2.3–4.3 |
| Fire rating | Class A | Class A |
| Insurance discount | Often yes | Class 4 lines only |
Certified to install every leading brand.
Stone Coated Roofs recommends the right system for your home — not whatever's in the warehouse.
The original stone coated steel, since 1957.
Spanish-engineered profiles with Mediterranean character.
HURRICANE® Metal Shake — CAT5 wind tested, foam-insulated.
New Zealand engineering, hurricane-rated to 175 mph.
Now Westlake Royal — broad profile range, Class 4 hail.
Heritage steel tile with the deepest stone coating on market.
Wide profile selection and the most installer-friendly system.
Value-tier stone coated with full UL certification.
Unified Steel — Westlake Royal's stone coated line with a wide profile range.
Steel that looks like anything.
Stone coated steel can be pressed and finished to mimic almost any traditional roof — at a fraction of the weight. Explore styles →
Roof types for insurance: why Class 4 wins.
Texas underwriters look hard at roof age, material and impact rating. A Class 4 stone coated steel roof checks every box — and often earns a premium discount or keeps a policy from non-renewal.
- UL 2218 Class 4 impact ratingThe rating behind most Texas impact-resistant roof discounts.
- Class A fire, 120 mph+ windFewer claims for wind and fire underwriting.
- Documentation from Stone Coated RoofsProduct approvals and install certificate for your agent.
Storm damage roof replacement, start to finish.
Inspect & document
Free roof-level inspection with photos of every hit, dent and lifted panel.
File the claim
We give you the documentation your carrier asks for and meet the adjuster on site.
Review the scope
We check the insurer's estimate line by line against what the roof actually needs.
Upgrade, don't repeat
Apply the claim toward Class 4 stone coated steel so the next storm isn't another claim.
Install & register
Installed by specialists, registered for the manufacturer warranty, documented for your discount.
Storm damage roof replacement guide → · Hail damage roof replacement →
Built for commercial properties, too.
Sloped or mansard roof? Stone coated steel makes it permanent — apartments, hotels, retail, churches, senior living and HOAs. Commercial roofing →
Apartments
Multifamily roofs that don't need replacement every claim cycle.
Read the guideHospitalityHotels & Motels
Mansard roofs across mid-tier and boutique hospitality properties.
Read the guideRetail healthcarePharmacies
CVS, Walgreens, and independents — branded mansard profiles.
Read the guideRetailStrip Retail
Multi-tenant shopping centers with prominent mansard fronts.
Read the guideFood serviceRestaurants
Quick-service, mid-scale, and franchise locations with sloped roofs.
Read the guideHealthcareSenior Living
Assisted living, memory care, and independent living communities.
Read the guideReligiousChurches
Sanctuaries and fellowship halls with steep, visible roof lines.
Read the guideAssociationsHOAs & Communities
Community-wide reroofs planned around reserves and board approvals.
Read the guideWe serve every Texas city.
From the Panhandle to the Gulf, Stone Coated Roofs dispatches crews statewide with city-specific knowledge of local code, climate and HOA rules.
How it gets on the roof.
Three install systems, each with trade-offs in cost, performance and deck compatibility. We pick the right one for your building.
Batten
Horizontal battens fastened across the deck; panels hook onto them. A ventilated air space beneath gives the best thermal performance — the most common residential system.
Direct-to-Deck
Panels fastened straight through the deck with no batten layer. Lower install cost and simpler detailing — popular on lower pitches.
Foam-Set
Adhesive foam bonds panels to the underlayment without penetrating the deck. Exceptional wind-uplift performance — the choice for high-wind coastal homes.
What the roof looks like, years in.
Texas property owners on life under stone coated steel.
“Took a direct hit from softball-sized hail in 2024. Asphalt neighbors filed total losses. Our Decra had not a single visible dent from the ground.”
“Quietest roof I've ever lived under. The myth about metal roofs being loud in rain just doesn't apply to stone coated. The granular coating kills the noise.”
“The premium hurt — until our home insurance dropped over $800 a year and stayed there. The roof pays for itself in slow motion.”
Stone Coated Roofs guides.
Plain-English answers on cost, problems, hail, hurricanes and insurance. All guides →
Storm Damage Roof Replacement in Texas: Assess, Claim, Rebuild
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Roof Types for Insurance: How Texas Insurers See Your Roof
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Best Roofing Material for Hailstorms in Texas: A Complete Homeowner’s Guide
Why Texas Homeowners Must Plan for Hail Damage Texas Experiences Some of the Nation’s Most Severe Hailstorms Texas has earned a reputation…
Hurricane Resistant Roofing Systems: The Complete Guide to Stronger, Safer Roofs
Every hurricane season reminds homeowners of one simple truth: your roof is your home’s first line of defense. Strong winds, relentless…
Stone Coated Roofing Cost Texas: Complete Pricing Guide for Homeowners
If you’re researching stone coated roofing cost Texas, you’re probably trying to balance two important goals. First, you want a roof that…
Stone Coated Steel Roof Problems: Common Issues, Causes, and How to Avoid Costly Mistakes
A stone coated steel roof is often marketed as one of the most durable roofing systems available today. Yet homeowners continue searching…
Stone coated steel roofing FAQ
What is stone coated steel roofing?
Stone coated steel roofing is a steel panel protected by an aluminum-zinc coating, then finished with acrylic-bonded stone granules. Pressed into shingle, shake, tile or slate profiles, it looks like a traditional roof but weighs about 2.4 lb per sq ft and carries Class 4 hail and Class A fire ratings. Read the full guide.
How much does stone coated steel roofing cost in Texas?
Plan on roughly $10–$18 per square foot installed, depending on profile, pitch, tear-off and brand. Try the stone coated roof cost calculator for a range on your home, or request a free estimate from Stone Coated Roofs.
What are the problems with stone coated steel roofing?
The real problems are installation-driven: leaks at poorly flashed penetrations, granule shedding on cheap products, and scuffing from careless foot traffic. Higher upfront cost is the main trade-off. A specialist installer avoids most of them — see stone coated steel roofing problems.
Is stone coated steel the best roof material for hail?
For most Texas homes, yes. It carries the top UL 2218 Class 4 impact rating, and because the steel flexes rather than fractures, large hail usually leaves no functional damage. Compare options in our best roof material for hail guide.
Are stone coated roofs hurricane resistant?
Interlocking stone coated panels are wind-rated to 120 mph and higher, and foam-set or high-wind fastening schedules push uplift resistance further for the Gulf Coast. See hurricane resistant roofing systems.
Will a stone coated roof lower my insurance?
Many Texas carriers discount Class 4 roofs — commonly 5% to 25% — and some restore coverage on homes they'd otherwise non-renew. Estimate yours with the insurance discount estimator.
Is a stone coated steel roof loud in the rain?
No. The stone granules and the air gap of a batten install break up the sound, so rain sounds much like it does on shingles.
Where does Stone Coated Roofs work?
Statewide — Houston, Dallas–Fort Worth, Austin, San Antonio, Corpus Christi, El Paso, Lubbock, East Texas and everywhere between. Find your city.
One roof. One time.
Tell Stone Coated Roofs about your property and we'll schedule a free inspection, walk you through every brand and profile, and give you a written estimate — no pressure.
Prefer the phone? +1 (512) 297-7580